Home mover

Thinking of moving home? One of the first stages is to find out how much you can borrow, (click here for mortgage calculator) and then find the best mortgage deal and rate to suit your individual circumstances.

We offer advice representative of the whole of market specific to your personal circumstances, and appreciate that mortgage availability and rates changes daily, as does the criteria the lenders use to determine how much they will lend to and whom. Our expert mortgage advisers are keeping on top of these constant changes, ensuring that you benefit from the competition between lenders by securing the best deal for you.

Linear offer a premier mortgage service navigating you through the house purchase process step by step. The service also involves a full mortgage and protection review providing advice not only on which mortgage to choose but also on how to best protect your home, family and income should the unexpected happen.

When buying a property, We will put you in the best possible position by issuing you with a Mortgage Certificate, and where appropriate, a decision in principle from a specific lender. Subject to status We can recommend protection for your home, family and income, as your mortgage is likely to be your biggest financial commitment. We can recommend and instruct a reliable solicitor on your behalf. This may save you time and unnecessary stress. We'll submit your mortgage application, usually electronically and apply for your buildings and contents insurance online in just a few minutes. Your Linear Financial Adviser will make sure that your mortgage and protection applications proceed as smoothly as possible by liaising with all third parties, saving you time and effort. When your mortgage offer has been issued, we will help to explain all the terms and conditions to you and check to ensure they accurately match your requirements. Pre exchange and completion checks will be made to help ensure nothing has been missed that may cause a delay. Following the completion of your mortgage, our service team will call you to ensure you are happy with our service and to answer any questions that you may have concerning your mortgage and protection products. We'll keep in contact with you and arrange regular mortgage and protection reviews to ensure you continue to benefit from competitive products.

Your home may be repossessed if you do not keep up repayments on your mortgage.

There will be a £75 administration fee payable on application. There may also be a fee for mortgage advice, the charging of such a fee will depend on your circumstances, but we estimate that it will be 1% of the loan amount (ie: £1,000 on a £100,000 mortgage).