Income Protection

Income protection does exactly that. It protects your income and pays you a monthly amount if you suffer an illness or disability that prevents you from working.

Mortgage Protection

Mortgage Payment Protection Insurance (MPPI) protects you from falling behind with your mortgage repayments by enabling you to continue to pay your mortgage related payments should you become unemployed or suffer an accident or sickness (disability) that prevents you from working.

By insuring your monthly mortgage related payments, you can be confident that your major financial commitments are protected.

Could you live on state benefits?

State benefits	Money paid (weekly)	For how long
Statutory sick pay	£79.15	First 28 weeks
Employment and support allowance	Up to £64.30	First 13 weeks
Statutory sick pay	Up to £79.15 (Work related activity group) Up to £95.15 (Support Group)	From week 14 of claim

£9,610

It costs £9610 a year to raise a child to age 21. That's £800 a month, or £26 a day

£8,500

The typical cost of a full-time nursery place for a child under 2 is over £8,500 a year in England. That's £167 a week

£2,548

The typical cost of an after school club in Scotland is £2,548 a year. That's £49 for 15 hours a week

£3,225

The maximum cost of university tuition fees in England or Wales for the 2009/2010 academic year is £3,225

*Source: National Statistics online