First Time Buyers2021-02-11T14:28:57+00:00

First time buyer? Check your eligibility in just 60 seconds

Discover the mortgage deals you are eligible for. Compare mortgages, get an agreement in principle (AIP) and book an appointment with a Linear mortgage adviser to help you on the way to your first home

Am I eligible?

Mortgage advice for first time buyers

Looking for a first time buyer mortgage? Buying your first house is one of the most important purchases you will ever make. It can be a daunting experience, but our mortgage advisers and eligibility checker will guide you every step of the way.

In the current economic climate, you will probably need at least a 5% deposit towards your first mortgage before a lender will consider you. But don’t despair if you don’t yet have the deposit to put down on your first home, there may be alternative options for you to consider.

Trusted by first time buyers across the UK

Find a mortgage match in 60 seconds

Discover first time buyer mortgage deals just for you. Linear’s 60-second live mortgage matcher will help you check your eligibility and view the mortgages available to you.

  • Check if your are eligible

  • Speak to a mortgage adviser

  • Won’t impact your credit score

  • Access to 50+ lenders

Start my journey
mobile phone with mortgage finder dashboard

Expert mortgage advisers are on hand to help

Start the process of finding a first time buyer mortgage and a Linear mortgage adviser will help you every step of the way.

  • Step 1: Create your account

  • Step 2: Review your results

  • Step 3: Speak to an adviser

Start my journey

An important message before you start…

Your property may be repossessed if you do not keep up repayments on your mortgage. Linear usually charges a fee for mortgage advice. The precise amount will depend on your circumstances but may range from £399 to £599 up to a maximum of 1% of the mortgage amount. The fee is payable when an application is submitted to a mortgage lender and is non-refundable.

First time buyer guides

Got any questions before you start?

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