Mortgage and family protection

We all need to be protected. What would happen if a sudden illness, disability, job loss or death occurred? We can help provide you with the peace of mind that comes with knowing you are protected if something should happen. Our panel of protection providers offers products to cover all your needs.

Life Cover

This comes in two main forms: Level Term and Decreasing Term. Level Term will give you the same amount of cover throughout the life of the policy and pay out that amount if you make a claim. Decreasing Term will decrease over the term, usually to match your decreasing mortgage amount, and pay out the current amount when a claim is made.

Critical Illness Cover

This covers you and your family against the financial impact of a specified critical illness and loss of income through sickness. It pays out a lump sum should you be diagnosed with a serious illness. The type of illnesses covered varies depending on the provider and type of policy selected with typically up to 40 major illnesses listed. Critical illness cover is also available in Level Term and Decreasing term similar to life cover.

Family Income Benefit

Available on both Life and Critical Illness plans, Family Income Benefit will pay out a regular income from the time of the claim until the end of the policy. For example, a claim made 5 years into a 20 year term policy would pay benefits for 15 years.

Linear Financial Solutions is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of Advance Mortgage Funding Limited, which is authorised and regulated by the Financial Conduct Authority.

Find your local Linear mortgage advisor

We have a network of friendly mortgage advisors based across the UK. Search for your local mortgage advisor and get in touch with them to start your journey today.

How much will you have to pay each month?

Use the Linear mortgage calculator to work out your monthly repayments.

An important message before you start…

Your property may be repossessed if you do not keep up repayments on your mortgage. There will be a fee for mortgage advice. The precise amount will depend on your circumstances but may range from £399 to £599.