Re-mortgaging your home

If you have a mortgage you may be paying more than you need to, so a regular review of how your mortgage compares may result in significant cost savings by re-mortgaging to a different lender. Contact us to speak with one of our qualified financial advisors.

If you are concerned about whether you will have to pay an early repayment charge to your existing lender if you re-mortgage, then check with one of our mortgage experts as in some cases savings are still possible even where an early repayment charge applies.

Find your local mortgage advisor

We have a network of friendly mortgage advisors based across the UK. Search for your local mortgage advisor and get in touch with them to start your journey today.

How much will you have to pay each month?

Use the Linear mortgage calculator to work out your monthly repayments.

There are a number of reasons for re-mortgaging

  • Reducing your monthly mortgage payments

  • Home improvements

  • Consolidating debts

With our Linear advisors, re-mortgaging can be very quick and simple to arrange. One of our expert mortgage advisors will help you through the process step-by- step, working out how much you can borrow, how much it will cost, and what type of mortgage may be most suitable for you. They will even take care of all the paperwork for you, so you don’t need to worry about a thing.

An important message before you re-mortgage…

You may have to pay an early repayment charge to your existing lender if you re-mortgage. Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. There will be a fee for mortgage advice. The precise amount will depend upon your circumstances but may range from £399 to £599.