Simple tips for moving home

Moving home can probably be considered one of life’s big causes of stress. Although it can be a really exciting time and marks the start of a new chapter, there is a lot to remember before you hand over the keys. We have compiled a useful checklist of things to do before you move home.

Make a list of organisations you need to notify

You need to make sure all your providers change your address on their records at the right time. This can be a time-consuming job, but it is essential to make sure you don’t accidentally miss important correspondence. Make sure you use the Royal Mail redirect service too.

Make a list before you start so you can clearly check them off as you go. Make sure you note the date and time you called them too, so you have a record of when you notified them. Here is a list of the most important ones to remember:

  • Banks
  • Credit and store cards
  • Utilities (gas, electric, water, phone, internet etc.)
  • Insurance providers
  • Pension providers
  • Council tax (the sooner you notify the council, the sooner you are likely to get any refund owed)
  • DVLA (don’t forget registered keeper details as well as your driving license)
  • Employers
  • Schools
  • Doctors
  • Club cards and subscriptions

Packing and removals

If you need to use a removals company, make sure you shop around and ask for written quotes. Make sure they are members of the British Association of Removers (BAR) or National Guild of Removers and Storers (NGRS), both of which can also recommend firms.

Never assume that removals is a low-skilled job, as this is a mistake that many people make and will opt for the cheapest option. There are many questions to ask a removals firm, such as what size vehicles the use – does your old and new property have suitable access?

Make sure the company has the appropriate insurance to cover your possessions whilst in transit. Also, are you also covered if you need to change or cancel the date at the last minute? Always check their cancellation policy.

Decluttering and cleaning

Packing is the perfect opportunity to declutter and get rid of things you don’t need any more. Can you sell any unwanted items or give away to charity? Many local charities will do home collections for larger items too.

Hint: If you declutter before you get removals quotes, it’s likely to end up cheaper!

It is wise to book professional cleaners in advance (again, make sure you get quotes) to give your new home a once over before you move.

The big move – other hints and tips

  • If possible, ask if the previous homeowners can leave you a little “fact file” including instructions or manuals on how to use appliances, especially the heating. It is useful if you do the same for the people moving into your old home, too.
  • Book appropriate time off work around your moving date, leaving enough time for unpacking and settling in.
  • If you have young children or pets, do you have friends or family who can look after them for the day? Not only will it make the process easier, moving day can be a little distressing (or just really boring!) for kids.
  • As soon as you have the new keys, arrange to have the locks changed on your new home. You just never know who might have a set of keys.
  • Introduce yourself to neighbours as soon as you can. Not only will it make life in your new home nicer, but it can help the neighbourhood feel safer if everyone looks out for each other!
Your property may be repossessed if you do not keep up payments on your mortgage. Linear charge a non-refundable mortgage arrangement fee of between £399 and £999 when an application is submitted to a mortgage lender for you. Your adviser will agree the arrangement fee with you before commencing any chargeable work. The actual amount payable will take account of your financial circumstances, the complexity of borrowing requirements and the amount of work required to fulfil your needs.